Decoding Discontinuity

Decoding Discontinuity

Chime IPO: The Neobank Economics Test

As the sector's largest player heads to public markets, fundamental questions about digital banking business models come into focus.

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Raphaëlle d'Ornano
Jun 02, 2025
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Credit: Chime

D’Ornano + Co. Insights provides actionable strategic frameworks in the context of technological Discontinuities, such as the one driven by generative AI, allowing investors and allocators to deploy capital effectively when traditional valuation metrics and analysis frameworks become obsolete. This month, Insights clients who have subscribed to our Institutional tier get exclusive access to a 21-page report that applies our pioneering Advanced Growth Intelligence (AGI) analytical framework to the prospectus of Chime, a highly anticipated IPO in the fintech space.

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